MICHELLE KAPPEN

Battle Creek Loan Office

131 E Columbia Ave., Unit 103

Battle Creek, MI 49105

Office: (269) 659-6643

Mobile: (989) 859-7590

Fax: (269) 704-6449

Email: mkappen@sturgis.bank

With over 15 years in the mortgage industry and 17 years in banking, I’ve had the privilege of helping individuals and families across Calhoun County achieve their dream of homeownership.

I believe the human connection is key—especially during a process as personal as buying a home. I take pride in offering honest guidance, clear communication, and the kind of support that makes a real difference. Whether you're homebuyer-ready or just starting to plan, I’ll help you map out a path to success.

I work with a wide range of loan types, including Conventional, FHA, RD, VA, construction loans, vacation and investment properties, and lot loans. I also partner closely with local realtors and stay actively involved with the Battle Creek Association of Realtors and area nonprofits. For me, it’s all about service—giving you a mortgage experience that’s smooth, empowering, and grounded in community values.

At Sturgis Bank, we don't just fund your progress—we stand behind it.